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Balancing Power in Insurance Agreements: An Overview of Constitutional Court Decision No. 83/PUU-XXII/2024 dated 3 January 2025

Feb 6

The Constitutional Court of the Republic of Indonesia Decision No. 83/PUU-XXII/2024 dated 3 January 2025 is a new breakthrough for insurance law especially in life insurance policy. Currently, if there are issues concerning any errors or concealment by the assured, even if these were done by the assured in good faith, or the subsequent discovery of such facts after the execution of an insurance agreement, which may affect the insurance agreement void, unenforceable, or enforceable under different terms, the cancellation of such agreement must be resolved through mutual agreement of the parties involved or based on a relevant court decision.


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